Compare your financing options
See exactly what you'll pay each month. No surprises, no hidden fees. Choose the plan that fits your budget.
Your Project Amount
PACE 30-Year
Property Assessed Clean Energy financing
On tax bill, no credit check, $0 down
PACE 20-Year
Property Assessed Clean Energy financing
On tax bill, no credit check, $0 down
Home Improvement 15yr
Traditional home improvement loan
GreenSky / Hearth / Enhancify
Home Improvement 10yr
Traditional home improvement loan
Shortest term, lowest total cost
At a Glance
| Feature | PACE 30-Year | PACE 20-Year | Home Improvement 15yr | Home Improvement 10yr |
|---|---|---|---|---|
| Monthly payment | $491 | $544 | $671 | $833 |
| APR | 7.5% | 7% | 8% | 7.5% |
| Term | 30 years | 20 years | 15 years | 10 years |
| Down payment | $0 | $0 | Varies | Varies |
| Credit check | No | No | Yes | Yes |
| Total cost | $176,705 | $130,622 | $120,756 | $99,994 |
PACE 30-Year
PACE 20-Year
Home Improvement 15yr
Home Improvement 10yr
What is PACE financing?
Property Assessed Clean Energy (PACE) is a government-backed financing program that lets homeowners fund energy-efficient and weather-resistant improvements with $0 down. Payments are added to your property tax bill and spread over 20 or 30 years. Key benefits:
No credit check
Qualification is based on your property equity, not your credit score.
$0 down payment
100% financing with no upfront costs. Payments start on your next tax bill.
Transfers with property
If you sell, the remaining balance can transfer to the new owner.
Ready to configure your build and lock in pricing?